Keep more cash available
Eligible borrowers may purchase with no down payment on loan amounts up to $1 million. Closing costs and other expenses may still apply.
Home financing for medical professionals
Your career is taking off. Let’s find a way home.
A physician home loan can make room for your next chapter, with eligible zero-down options, no private mortgage insurance, and financing designed around medical careers.
A personal conversation first. No obligation to apply.
0% downOn eligible loans up to $2 million
No PMINo monthly private mortgage insurance
Up to $3 millionAvailable loan amounts, subject to qualification
Built for the way you work
A home loan that understands a medical career.
Medical school debt, a new contract, or a move for a residency can make a standard mortgage feel out of step. Let’s look at the options that fit your actual situation.
Skip private mortgage insurance
Physician loans from CrossCountry Mortgage do not require private mortgage insurance, even with a low down payment.
Plan around your next role
New employment, residency, and student loan obligations deserve a closer look. Cecilia can review how program guidelines apply to your documents.
Who it is for
From residency to established practice.
CrossCountry Mortgage’s Doctor and Medical Professional Loan serves a broad range of eligible healthcare professionals. Eligibility depends on credentials, property, credit, income, and other underwriting requirements.
Program terms vary by profession and borrower profile. Ask Cecilia to review your eligibility.
Medical doctorsDoctors of osteopathic medicineDentists & dental surgeonsPhysician assistantsOphthalmologistsPsychiatristsChiropractorsPharmacistsOptometristsCertified registered nurse anesthetistsNurse practitionersPodiatristsVeterinariansResidents & new physicians
A simple next step
Start with the numbers that matter to you.
Whether you are shopping now or planning for a new position, Cecilia can help compare available scenarios and explain what information is needed.
- Share your timeline
Where you hope to buy, your target price, and when you want to move.
- Review your options
Discuss down payment, monthly payment, and how your employment and debts are evaluated.
- Choose your next move
Get clear on whether to apply and what documents to prepare.
Let’s talk
Ready to explore your home loan options?
Reach Cecilia directly. Tell her you’re interested in the Doctor Loan and where you are in your home search.
Cecilia Kwon
CrossCountry Mortgage · NMLS #1619501